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Banholzer Home Loans



John Banholzer

Banholzer Home Loans NMLS 1699525
C: 503.804.7202 | O: 360.566.6880

Summit Mortgage Corporation | NMLS 3236

Meet John Banholzer

John Banholzer was raised in the unrelenting rain of Astoria, Oregon. After graduating from the Home of the Fishermen, he went on to earn a degree in Technical Journalism at Oregon State University, while also pitching for the Beaver’s baseball team. For the next 27 years, John worked in the Portland film community as a grip. He was tasked with lighting scenes, as well as rigging cameras and providing camera support on numerous movies and television shows. John is excited to be a member of Team Summit and is licensed in Oregon, Washington, and California to meet your lending needs.

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or California?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!


Shannon Byler
Senior Loan Processor
O: 360.567.2328 | F: 360.334.9552


Buying a home is always a stressful and time-consuming event, but John made the process incredibly smooth. We were living overseas during the closing and coordinating with the realtor, title company, and loan officer, which was challenging. John stepped up and ensured that everyone was on the same page and let us know what each different stakeholder would need. He responded quickly and thoroughly to all questions and gave us clear instructions and several back-up plans in case we came across any roadblocks. We truly do not think we would have successfully navigated the process without John’s expertise and professionalism. It was great to have him in our corner and we cannot recommend him highly enough.

– Aimee & Dean H.

As first time home buyers, stress is what came to mind when we first started looking. We had no idea where to begin or what the process would be like. Luckily, our Realtors recommended John Banholzer with Summit Mortgage [Corporation] to help us through the process and we are so glad they did! John was there every step of the way to help us. He was informative, knowledgeable and answered all of our questions from start to finish. We felt comfortable and more educated throughout the process. Even after closing on our first home, we know that we can reach out to John for advice or questions and he would be more than happy to help us. We truly feel that we gained a trusting friendship and couldn’t thank John and Summit Mortgage [Corporation] enough for what they did for us. We would highly recommend John and his services to anyone.

– Brittney & Joe R.

John was great to work with on both our initial mortgage and a later refinance. He was always available, honest, and helpful when we had questions. Our non-standard mortgage was complex, but John made it happen and helped us get our dream house.

– Matt & Brittany R.

Blog Feed

Common Credit Score Myths Corrected

Your credit score is a driving force when it comes to what mortgage program you may be eligible for, what your interest rate will be and other important factors. Many people believe that they can’t get a home due to … Continued

The post Common Credit Score Myths Corrected appeared first on Summit Mortgage.

Keeping it Personal: Local Lenders vs. Online Lenders

Purchasing a home is a big deal. For families looking for the perfect neighborhood or individuals taking on their first investment, the process is personal. While online lenders offer quick approvals tethered to high interest rates, local lenders like Summit … Continued

The post Keeping it Personal: Local Lenders vs. Online Lenders appeared first on Summit Mortgage.

Summer Events in Oregon & Washington

  Summer is finally heating up in the Portland and Southwest Washington areas! We have this year’s round-up of the best summer events to help you start filling your calendar. Oregon JUNE TBD PDX Beer Week 6/8 Rose Festival Grand … Continued

The post Summer Events in Oregon & Washington appeared first on Summit Mortgage.

Contact John Today

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